{"id":2079,"date":"2022-03-17T15:04:10","date_gmt":"2022-03-17T15:04:10","guid":{"rendered":"https:\/\/ozoneddigital.com\/terms-conditions\/"},"modified":"2022-03-31T08:28:56","modified_gmt":"2022-03-31T08:28:56","slug":"our-terms-and-conditions","status":"publish","type":"page","link":"https:\/\/ozoneddigital.com\/ar\/our-terms-and-conditions\/","title":{"rendered":"Terms &#038; Conditions"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"2079\" class=\"elementor elementor-2079\" data-elementor-settings=\"[]\">\n\t\t\t\t\t\t<div class=\"elementor-inner\">\n\t\t\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-35f6651 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"35f6651\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f843053\" data-id=\"f843053\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-54b504f elementor-widget elementor-widget-html\" data-id=\"54b504f\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-widget-wrap\">\r\n  <div class=\"elementor-element elementor-element-68f968d elementor-tabs-alignment-center elementor-tabs-view-horizontal elementor-widget elementor-widget-tabs\" data-element_type=\"widget\" data-id=\"68f968d\" data-widget_type=\"tabs.default\">\r\n      <div class=\"elementor-widget-container\">\r\n          <div class=\"elementor-tabs\">\r\n              <div class=\"elementor-tabs-wrapper\" role=\"tablist\">\r\n                  <div aria-controls=\"elementor-tab-content-1102\" aria-expanded=\"false\" aria-selected=\"false\" class=\"elementor-tab-title elementor-tab-desktop-title\" data-tab=\"2\" id=\"elementor-tab-title-1102\" role=\"tab\" tabindex=\"-1\">\r\n                      <a href=\"\">\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629<\/a>\r\n                  <\/div>\r\n                  <div aria-controls=\"elementor-tab-content-1101\" aria-expanded=\"true\" aria-selected=\"true\" class=\"elementor-tab-title elementor-tab-desktop-title elementor-active\" data-tab=\"1\" id=\"elementor-tab-title-1101\" role=\"tab\" tabindex=\"0\">\r\n                      <a href=\"\">\u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645<\/a>\r\n                  <\/div>\r\n              <\/div>\r\n              <div aria-orientation=\"vertical\" class=\"elementor-tabs-content-wrapper\" role=\"tablist\">\r\n                  <div aria-controls=\"elementor-tab-content-1102\" aria-expanded=\"false\" aria-selected=\"false\" class=\"elementor-tab-title elementor-tab-mobile-title\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\">\r\n                      \u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629\r\n                  <\/div>\r\n                  <div aria-labelledby=\"elementor-tab-title-1102\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" hidden=\"hidden\" id=\"elementor-tab-content-1102\" role=\"tabpanel\" tabindex=\"0\">\r\n                    <p class=\"policy_paragraph\">\r\n                      Ozoned Digital (\u201cOzoned Digital\u201d, \u201cwe\u201d, \u201cus\u201d, or \u201cour\u201d) operates the website located at www.ozoneddigital.com and other related websites,\r\n                      domains, sub-domains and mobile applications with links to this Privacy Policy (collectively, the \u201cPlatform\u201d). Through our Platform we provide various services\r\n                      (\u201cServices\u201d) helping connect Insurers (individually \u201cInsurer\u201d\/ \u201cUser\u201d collectively \u201cInsurers\u201d \/ \u201cUsers\u201d) with various Customers (individually \u201cCustomer \/ \u201cUser\u201d\r\n                      collectively \u201cCustomers\u201d \/ \u201cUsers\u201d).\r\n                  <\/p>\r\n                  <p class=\"policy_paragraph\">\r\n                      We have developed this privacy policy (\u201cPrivacy Policy\u201d) to explain how and why we collect, use, and disclose information from and\/or\r\n                      about you when you use the Platform or our Services.\r\n                  <\/p>\r\n                  <p class=\"policy_paragraph\">\r\n                      We respect your privacy and values, the trust you place in it. Set out below is our \u2018Privacy Policy\u2019 which details the manner in\r\n                      which information relating to you is collected, used and disclosed.\r\n                  <\/p>\r\n                  <p class=\"policy_paragraph\">\r\n                      All visitors to the Platform are advised to read and understand our Privacy Policy carefully, as by accessing the Platform,\r\n                      you agree to be bound by the terms and conditions of the Privacy Policy and consent to the collection, storage and use of information relating to you\r\n                      as provided herein.\r\n                  <\/p>\r\n                  <p class=\"policy_paragraph\">\r\n                      BY USING THE PLATFORM, YOU AGREE THAT WE CAN COLLECT AND USE YOUR PERSONAL INFORMATION AS DESCRIBED IN THIS PRIVACY POLICY.\r\n                      BY USING THE PLATFORM, YOU AGREE TO THE CONTENTS OF THIS PRIVACY POLICY GIVE YOUR IRREOVACABLE CONSENT TO US FOR COLLECTING YOUR PERSONAL INFORMATION.\r\n                  <\/p>\r\n              \r\n                  <p>Our Privacy Policy explains:<\/p>\r\n                  <ul>\r\n                      <li>What information we collect and why we collect it.<\/li>\r\n                      <li>How we use that information.<\/li>\r\n                      <li>\r\n                          The choices we offer, including how to access and update information.\r\n                      <\/li>\r\n                  <\/ul>\r\n                  <p class=\"policy_paragraph\">\r\n                      We have tried to keep it as simple as possible, but if you are not familiar with terms like cookies, IP addresses, pixel tags and browsers, then\r\n                      read about these key terms first. Your privacy matters to us so please do take the time to get to know our practices and if you have any questions feel free to contact us\r\n                      by sending an email to [info@ozoneddigital.com].\r\n                  <\/p>\r\n                  <h3>A. COLLECTION OF INFORMATION<\/h3>\r\n                  <p class=\"policy_paragraph\">\r\n                      To provide the best experience to you, we collect and store personal information provided by you from time to time on the Platform. When you contact\r\n                      us, we keep a record of your communication to help solve any issues you might be facing while using our Platform. The personal information that we may collect about you broadly\r\n                      falls into the following categories:\r\n                  <\/p>\r\n                  <h3>\r\n                      i.&ensp;<u>Information You Provide to Us<\/u>\r\n                  <\/h3>\r\n                  <p>If you are a User seeking to access out Platform:<\/p>\r\n                  <ul>\r\n                      <li>\r\n                          you will be asked to provide certain contact information that is necessary for accessing the Platform, including name, address, phone number, email address, department,\r\n                          the number and type of insurance;\r\n                      <\/li>\r\n                      <li>\r\n                          you will be asked to provide certain identity information, tax registration and\/or related information about your business, such as your company name, business type\r\n                          and industry, corporate registration details and information about your business license;\r\n                      <\/li>\r\n                      <li>\r\n                          we will also ask you to provide details or preferences about the type of Services you are seeking to employ any other details or preferences relevant to your use of\r\n                          our Platform;\r\n                      <\/li>\r\n                  <\/ul>\r\n                  <p class=\"policy_paragraph\">\r\n                      We will process any information provided to us in connection with disputes or to support complaints in connection with the Platform or Services acquired\r\n                      via the Platform. Please note, Users may submit complaints regarding the Services on the Platform and\/or disputes between the Users to the Platform and under such circumstances,\r\n                      we will process data provided to us by the Users that is relevant to the disputes or complaints submitted.\r\n                  <\/p>\r\n                  <p class=\"policy_paragraph\">\r\n                      Information you submit to the Platform for publication may be made publicly available on the Platform and therefore accessible by any internet user.\r\n                      You should exercise caution when deciding what information you submit to us for publication.\r\n                  <\/p>\r\n                  <h3>\r\n                      ii.&ensp;<u>Information That We Collect Automatically<\/u>\r\n                  <\/h3>\r\n                  <ul>\r\n                      <li>\r\n                          If you contact us via our customer services department i.e. chat service, telephone or email, we may record a copy of your correspondence and may ask for additional information to verify your identity.\r\n                      <\/li>\r\n                      <li>\r\n                          We may collect contact details and other information of Users from publicly available sources for the purposes of verifying the Users and performing due diligence on the Users.\r\n                      <\/li>\r\n                      <li>\r\n                          We may collect details of the User activities, transactions and interactions on the Platform including information relating to the specifications of the Services and, dispute and complaint records, communications between Users and any information disclosed in any discussion forum.\r\n                      <\/li>\r\n                      <li>\r\n                          From time to time, we may also collect information, including representative contact names, addresses, phone numbers, fax numbers and email addresses, about the existing and prospective Users, during or in connection with trade shows, industry events and\/or other functions.\r\n                      <\/li>\r\n                      <li>\r\n                          If you visit our Platform, we will automatically collect certain information from your device including the IP addresses, device type, unique device identification numbers, browser type, broad geographic location (e.g. country or city-level location), browsing patterns and details of how you have interacted with our Platform and the Services available on it. In addition, we gather statistical information about the Platform and visitors to the Platform including, browser software, operating system, software and hardware attributes, pages viewed, number of sessions and unique visitors. Collecting this information enables us to better understand the visitors who come to our Platform, where they come from, and what content is of interest to them. We use this information for our internal analytics purposes and to improve the quality and standard of our Platform. Some of this information may be collected using cookies and similar tracking technology, as explained further under the section E \u201cCOOKIES\u201d below.\r\n                      <\/li>\r\n                  <\/ul>\r\n                  <h3>\r\n                      iii.&ensp;<u>Information That We Receive from Third Parties<\/u>\r\n                  <\/h3>\r\n                  <ul>\r\n                      <li>\r\n                          We may receive personal information about you from third parties that are engaged by us to assist with providing verification services and conducting suitable money laundering and KYC (know-your-customer) checks on Users. This may include your name, email address, company details and contact information.\r\n                      <\/li>\r\n                      <li>\r\n                          If you choose to participate in reviewing or rating Services on the Platform, we may receive personal information about you from third parties that work with us to conduct reviews into our Services and\/or rate us.\r\n                      <\/li>\r\n                  <\/ul>\r\n                  <h3>B. DISCLOSURE OR SHARING OF PERSONAL INFORMATION<\/h3>\r\n                  <p>\r\n                      We may disclose (or provide access to) personal information to the following categories of recipients:\r\n                  <\/p>\r\n                  <div style=\"display: flex;\">\r\n                      <div style=\"float:left; width: 2%;\">a.<\/div>\r\n                      <div style=\"width: 98%;float: left;\">\r\n                          <p class=\"policy_paragraph\" style=\"display: inline;\">\r\n                              Third party business partners, service providers and\/or affiliates of Ozoned Digital engaged by us or working with us to assist us to provide Services to you or who otherwise process personal information for purposes described in\r\n                              this Privacy Policy or notified to you when we collect your personal information. Categories of these partners or service providers include:\r\n                          <\/p>\r\n                      <\/div>\r\n                  <\/div>\r\n              \r\n                  <ul>\r\n                      <li>\r\n                          Users of Ozoned Digital and their respective affiliates and\/or their designated service providers that work with us to provide processing services such as software, tools, systems and messaging services for purposes described in this Privacy Policy;\r\n                      <\/li>\r\n                      <li>\r\n                          our business partners (for example, in order for them to provide you with offers that may interest you);\r\n                      <\/li>\r\n                      <li>\r\n                          marketing and advertising platforms, such as Google, Twitter, Facebook and Instagram, and providers of analytics services relating to users\u2019 behavior, in order to tailor the content you see when visiting our Platform. These platforms may combine information they collect on our Platform with data on their platforms and data they collect from other websites or through other sources in order to conduct targeted advertising. The processing activities of these third party marketing platforms are governed by their own privacy policies, not this Privacy Policy;\r\n                      <\/li>\r\n                      <li>\r\n                          cloud computing service providers to provide cloud storage services;\r\n                      <\/li>\r\n                      <li>\r\n                          risk control service providers to assess the security of Users\u2019 transaction risks; and\r\n                      <\/li>\r\n                      <li>\r\n                          Third party rating \/ reviewing service providers to carry out reviews of our Services with Users if you choose to participate in reviewing or rating Ozoned Digital Services;\r\n                      <\/li>\r\n                  <\/ul>\r\n                  <div style=\"display: flex;\">\r\n                      <div style=\"float:left; width: 2%;\">b.<\/div>\r\n                      <div style=\"width: 98%;float: left;\">\r\n                          <p class=\"policy_paragraph\" style=\"display: inline;\">\r\n                              To our professional advisers, law enforcement agencies, insurers, government and regulatory and other organizations where we believe it is necessary to comply with applicable laws or to exercise, establish or defend our legal\r\n                              rights or protect your vital interests or those of any other person, we may also disclose and transfer your personal information or as otherwise required or permitted by applicable laws.\r\n                          <\/p>\r\n                      <\/div>\r\n                  <\/div>\r\n                  <div style=\"display: flex;\">\r\n                      <div style=\"float:left; width: 2%;\">c.<\/div>\r\n                      <div style=\"width: 98%;float: left;\">\r\n                          <p class=\"policy_paragraph\" style=\"display: inline;\">\r\n                              To an actual or potential User (its agents or advisers) in connection with any actual or proposed purchase, merger or acquisition of any part of our business, provided that we inform the User it must use your personal information only for the purposes disclosed in this Privacy Policy.\r\n                          <\/p>\r\n                      <\/div>\r\n                  <\/div>\r\n                  <p class=\"policy_paragraph\">\r\n                      d. &ensp; To any other person with your consent to the disclosure.\r\n                  <\/p>\r\n                  <p class=\"policy_paragraph\">\r\n                      We may provide aggregated or anonymized data to third parties, but when we do so, the information we share is in a de-identified format that does not personally identify you.\r\n                  <\/p>\r\n                  <h3>C. WHY WE COLLECT INFORMATION?<\/h3>\r\n                  <p>\r\n                      We will normally collect and process personal information about you only where it is:\r\n                  <\/p>\r\n                  <ul>\r\n                      <li>\r\n                          necessary for providing the services pursuant to the agreement between you and Ozoned Digital and\/or its affiliates (for example, to provide you with the Services you request and to identify and authenticate you so you may use the Platform);\r\n                      <\/li>\r\n                      <li>\r\n                          necessary to comply with legal requirements (for example, to comply with applicable accounting rules and to make mandatory disclosures to law enforcement);\r\n                      <\/li>\r\n                      <li>\r\n                          necessary for our legitimate interests and not overridden by your rights; and\/or\r\n                      <\/li>\r\n                      <li>where it is based on your consent.<\/li>\r\n                  <\/ul>\r\n                  <p class=\"policy_paragraph\">\r\n                      If we collect and use your personal information in reliance on our legitimate interests (or those of any third party), this interest will normally be to operate our Platform and Services, manage our relationship with you and communicate with you as necessary to provide our Services to you and for our legitimate commercial interest, for instance, when responding to your queries, improving our Platform and our Services, undertaking marketing, or for the purposes of ensuring the security of our Platform and Services and detecting or preventing illegal activities such as fraud.\r\n                  <\/p>\r\n                  <h3>D. RETENTION<\/h3>\r\n                  <p class=\"policy_paragraph\">\r\n                      We may retain your personal information as long as we have an ongoing legitimate business need to do so, for example, to provide Services to you, or as required or permitted by applicable laws, such as tax and accounting laws.\r\n                  <\/p>\r\n                  <p class=\"policy_paragraph\">\r\n                      When we have no ongoing legitimate business need to process your personal information, we may either delete or anonymize it or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.\r\n                  <\/p>\r\n                  <h3>E. COOKIES<\/h3>\r\n                  <p class=\"policy_paragraph\">\r\n                      This section explains how we use cookies and similar technologies to recognize you when you visit our Platform.\r\n                  <\/p>\r\n                  <h3>i. &ensp; What is a Cookie?<\/h3>\r\n                  <p class=\"policy_paragraph\">\r\n                      Cookies are small text files that uniquely identify your browser or device. The cookie is stored on your browser by website or apps that you visit. When you return to that website or app (or visit websites or apps that use the same cookies) these platforms recognize the cookies and your browsing device.\r\n                  <\/p>\r\n                  <h3>ii. &ensp; Why we use cookies?<\/h3>\r\n                  <p class=\"policy_paragraph\">\r\n                      We use first and third party cookies for several reasons. Some cookies are required for technical and\/or security reasons in order for our Platform to operate. We refer to these as \"essential\" or \"strictly necessary\" cookies. First party cookies are mainly served to enable basic functionality on our Platform; including web analytics cookies that help us understand how users use our web pages and how we can improve their use.\r\n                  <\/p>\r\n                  <p class=\"policy_paragraph\">\r\n                      In addition we also use social media cookies. You may register for Platform membership and \"share\" Platform content through social media such as Facebook and Twitter. Sometimes we embed videos from websites like YouTube. These websites have their own privacy policies which govern their use of information, which you can find on the respective websites.\r\n                  <\/p>\r\n                  <p class=\"policy_paragraph\">\r\n                      We also use cookies to enable us to track and target the interests of Platform visitors to enhance the experience on our Platform by researching visiting patterns and conduct interest-based advertising; assisting our partners to track user visits to the Platforms; and to track progress and participation in promotions. We use first and third party cookies for these purposes.\r\n                  <\/p>\r\n                  <h3>iii.&ensp; How to delete cookies?<\/h3>\r\n                  <p class=\"policy_paragraph\">\r\n                      We use cookies on the Platform to make sure you can use the Platform easily and enjoy the Services available on the Platform.\r\n                  <\/p>\r\n                  <p class=\"policy_paragraph\">\r\n                      You can change your preferences by changing the settings in your browser. Most browsers will allow you to choose the level of privacy settings you want. This lets you control your cookie settings so that you can:\r\n                  <\/p>\r\n                  <ul>\r\n                      <li>\r\n                          See what cookies or other locally stored data you have got and delete them on an individual basis;\r\n                      <\/li>\r\n                      <li>Block third party cookies or similar technology;<\/li>\r\n                      <li>Block cookies or similar technology from particular sites;<\/li>\r\n                      <li>Block all cookies or similar technologies from being set; or<\/li>\r\n                      <li>\r\n                          Delete all cookies or similar technologies when you close your browser.\r\n                      <\/li>\r\n                  <\/ul>\r\n                  <p class=\"policy_paragraph\">\r\n                      Deleting cookies or similar technologies means that any preference settings you have made on the Platform will be lost. Blocking all cookies or similar technology means functionality on the Platform will be lost. Please note that if you choose to refuse cookies or pixels you may not be able to use the full functionality of the Platform.\r\n                  <\/p>\r\n                  <h3>F. CHANGES TO THIS PRIVACY POLICY<\/h3>\r\n                  <p class=\"policy_paragraph\">\r\n                      We may update this Privacy Policy from time to time in response to changing legal, technical or business developments. When we update our Privacy Policy, we will take appropriate measures to inform you, consistent with the significance of the changes we make. We will obtain your consent to any material Privacy Policy changes if and when this is required by applicable data protection laws.\r\n                  <\/p>\r\n                  <p class=\"policy_paragraph\">\r\n                      Any changes to this Privacy Policy will be communicated by us posting an amended Privacy Policy on the Platform. Once posted on the Platform, the new Privacy Policy will be effective immediately. You can see when this Privacy Notice was last updated by checking the \u201clast updated\u201d date displayed at the top of the Privacy Notice.\r\n                  <\/p>\r\n                  <\/div>\r\n                  <div aria-controls=\"elementor-tab-content-1101\" aria-expanded=\"true\" aria-selected=\"true\" class=\"elementor-tab-title elementor-tab-mobile-title elementor-active\" data-tab=\"1\" role=\"tab\" tabindex=\"0\">\r\n                      \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645\r\n                  <\/div>\r\n                  <div aria-labelledby=\"elementor-tab-title-1101\" class=\"elementor-tab-content elementor-clearfix elementor-active\" data-tab=\"1\" id=\"elementor-tab-content-1101\" role=\"tabpanel\" style=\"display: block;\" tabindex=\"0\">\r\n                    <p>Welcome to Ozoneddigital.com also hereby known as \u201cwe\u201d, \u201cus\u201d \u201cthey\u201d \u201cour\u201d or \u201cOzoned Digital\u201d. We are an online platform providing various services (\u201cServices\u201d) of enabling Customers (individually \u201cCustomer\u201d\/ \u201cUser\u201d collectively \u201cUsers\u201d), to connect with various Insurers (individually \u201cInsurer\/ \u201cUser\u201d collectively \u201cUsers\u201d), as well as visitors simply accessing our site along with its related sub-domains, sites, mobile app, services and tools (\u201cSite\/Sites\u201d).<\/p>\r\n\r\n                    <p>Please read the following terms and conditions (\u201cTerms\u201d \/ \u201cUser Agreement\u201d) which govern your access and use of Ozoned Digital. These also contain important information about your rights and obligations, as well as limitations and exclusions that apply to your use of Ozoned Digital.<\/p>\r\n                    \r\n                    <p>By using the Site, you hereby accept these Terms (including the linked information herein) and represent that you agree to comply with these Terms. This User Agreement is deemed effective upon your use of the Site which signifies your acceptance of these Terms. If you do not agree to be bound by this User Agreement please do not access, register with or use this Site. <\/p>\r\n                    \r\n                    <p>Ozoned Digital reserves the unfettered right to change, modify, add, or remove portions of these Terms at any time without any prior notification. Changes will be effective when posted on the Site with no other notice provided. Please keep yourself updated regarding these Terms. Your continued use of the Site following the posting of changes to these Terms of use constitutes your acceptance of those changes.<\/p>\r\n                    <h2>A.&emsp;<span style=\"text-decoration:underline;\">CONDITIONS OF USE<\/span><\/h2>\r\n                    <h3>1.&ensp;Users\u2019 Responsibilities:<\/h3>\r\n                    \r\n                    <ul>\r\n                        <li>they shall have complete power and authority to accept the terms and conditions;<\/li>\r\n                        <li>they use the Sites and Services for business purposes only; and<\/li>\r\n                        <li>the address they provide when uploading their information with Ozoned Digital, must be the principal place of business of their business or their actual residential address.  For purpose of this provision, a branch or liaison office will not be considered a separate entity and their principal place of business will be deemed to be that of their head office.\r\n                            The Users shall be required to provide information or material about their entity, business or type and shall be required to share their name, address. Each User represent, warrant and agree that:<\/li>\r\n                        <li>such information and material whether submitted throughout the continuation of the use of the Sites or Services is true, accurate, current and complete, and<\/li>\r\n                        <li>they shall maintain and promptly amend all information and material to keep it true, accurate, current and complete.\r\n                            Upon becoming a User, they consent to the inclusion of the contact information about them in our User database and authorize Ozoned Digital and our affiliates to share the contact information with other Users or otherwise use their personal information in accordance with the Privacy Policy.<\/li>\r\n                    <\/ul>\r\n                    \r\n                    <p>All Users represent, warrant and agree that:<\/p>\r\n                    <ul>\r\n                        <li>they shall be solely responsible for obtaining all necessary third-party licenses and permissions regarding any user content (\u201cUser Content\u201d) that they submit or post;<\/li>\r\n                        <li>any User Content that they submit or post does not infringe or violate any of the copyright, patent, trademark, trade name, trade secrets or any other personal or proprietary rights of any third party; and<\/li>\r\n                        <li>they and their affiliates are not the subject of any trade restrictions, sanctions or other legal restrictions enacted by any country, international organization or jurisdiction.<\/li>\r\n                    <\/ul>\r\n                    <p>All Users further represent, warrant, and agree that the User content that they submit or post shall:<\/p>\r\n                    <ul>\r\n                        <li>be true, accurate, complete and lawful;<\/li>\r\n                        <li>not be false, misleading or deceptive;<\/li>\r\n                        <li>not contain information that is defamatory, libelous, threatening or harassing, obscene, objectionable, offensive, sexually explicit or harmful to minors;<\/li>\r\n                        <li>not contain information that is discriminatory or promotes discrimination based on race, sex, religion, nationality, disability, sexual orientation, or age;<\/li>\r\n                        <li>not violate the Services listed on the Site, other terms or any applicable additional agreements;<\/li>\r\n                        <li>not violate any applicable laws and regulations (including but not limited to those governing export control, consumer protection, unfair competition, or false advertising) or promote any activities which may violate any applicable laws and regulations;<\/li>\r\n                        <li>not contain any link directly or indirectly to any other web sites which include any content that may violate the Terms.<\/li>\r\n                    <\/ul>\r\n                      \r\n                    <p>All Users further represent, warrant and agree that they shall:<\/p>\r\n                    <ul>\r\n                        <li>carry on their activities on the Sites in compliance with any applicable laws and regulations;<\/li>\r\n                        <li>conduct their business with other Users of the Sites in good faith;<\/li>\r\n                        <li>carry on their activities in accordance with the Terms and any applicable additional agreements;<\/li>\r\n                        <li>not use the Services or Sites to defraud any person or entity;<\/li>\r\n                        <li>not impersonate any person or entity, misrepresent themselves or their affiliation with any person or entity;<\/li>\r\n                        <li>not engage in spamming or phishing;<\/li>\r\n                        <li>not engage in any other unlawful activities (including without limitation those which would constitute a criminal offence, give rise to civil liability, etc.) or encourage or abet any unlawful activities;<\/li>\r\n                        <li>not involve in any attempts to copy, reproduce, exploit or expropriate Ozoned Digital\u2019s various proprietary directories, databases and listings;<\/li>\r\n                        <li>not involve any computer viruses or other destructive or interruptive devices and codes that have the effect of damaging, interfering with, intercepting or expropriating any software or hardware system, data or personal information;<\/li>\r\n                        <li>not involve in any scheme to undermine the integrity of the data, systems or networks used by Ozoned Digital and\/or any User of the Sites or gain unauthorized access to such data, systems or networks;<\/li>\r\n                        <li>not, and their director(s), officer(s), controlling party\/ies, affiliates and legal jurisdiction in which any of the foregoing persons or entities are organized or have operations are not persons or entities that are subject to any economic or fraud sanctions of any governmental, international or regulatory entities\/authorities; and<\/li>\r\n                        <li>not engage in any activities that would otherwise create any liability for Ozoned Digital or our affiliates.<\/li>\r\n                    <\/ul>\r\n                      \r\n                    <p>Users may not use the Services or the Sites to engage themselves in activities which are identical or similar to Ozoned Digital\u2019s online business.<\/p>\r\n                    <p>Users agree to provide all necessary information, materials and approval, and render all reasonable assistance and cooperation necessary for Ozoned Digital\u2019s provision of the Services, evaluating whether the User has breached the Terms and\/or handled any complaint against other Users. User\u2019s failure to do so results in delay in, or suspension or termination of, the provision of any Services, Ozoned Digital shall not be obliged to extend the relevant Service period nor shall be liable for any loss or damages arising from such delay, suspension, or termination.<\/p>\r\n                    <p>Users acknowledge and agree that Ozoned Digital shall not be required to actively monitor nor exercise any editorial control whatsoever over the content of any message or material or information created, obtained or accessed through the Services or Sites. Ozoned Digital does not endorse, verify or otherwise certify the contents of any comments made and other material or information shared by any User. Each User is solely responsible for the contents of their communications and may be held legally liable or accountable for the content of their comments or other material or information.<\/p>\r\n                    <p>Users acknowledge and agree that each User is solely responsible for observing applicable laws and regulations in its respective jurisdictions to ensure that all use of the Sites and Services are in compliance with the same.<\/p>\t\r\n                    \r\n                    <h3>2.&ensp;Business Referees<\/h3>\r\n                    <p>If the Users are Insurers and provide a business referee or they represent, warrant and agree that they have obtained all necessary consents, approvals and waivers from their business partners and associates to:<\/p>\r\n                    <ul>\r\n                        <li>act as their business referee;<\/li>\r\n                        <li>post and publish their contact details and information, reference letters and comments on their behalf; and<\/li>\r\n                        <li>that third parties may contact such business referees to support claims or statements made about them. They further warrant and agree that all reference letters and comments are true, accurate and third parties may contact the business referees without the need to obtain their consent.<\/li>\r\n                    <\/ul>\r\n                    \r\n                    <h3>3.&ensp;Permission to Use the Site<\/h3>\r\n                    <p>We grant you a limited permission to access and make personal use of this Site, but not to download (excluding page caches) or modify the Site or any portion of it in any manner. This permission does not include any resale or commercial use of this Site or its contents; any collection and use of any service listings, descriptions, or any derivative use of this Site or its contents; any downloading or copying of information for the benefit of another User; or any use of data mining, robots, or similar data gathering and extraction tools.<\/p>\r\n                    <p>This Site or any portion of it (including but not limited to any copyrighted material, trademarks, or other proprietary information) may not be reproduced, duplicated, copied, sold, resold, visited, distributed or otherwise exploited for any commercial purpose without express written consent by us as may be applicable.<\/p>\r\n                    <p>You may not frame or use framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) without our express written consent. You may not use any meta tags or any other text utilizing our name or trademark without our express written consent, as applicable. Any unauthorized use terminates the permission granted by us to you for access to the Site with no prior notice. You may not use our logo or other proprietary graphic or trademark as part of an external link for commercial, personal or other purposes without our express written consent, as may be applicable.<\/p>\r\n                    <p>You agree and undertake not to perform restricted activities listed within this section; undertaking these activities will result in an immediate cancellation of Services, reviews, or any existing incomplete business with us and in severe cases may also result in legal action on:<\/p>\r\n                    \r\n                    <ul>\r\n                        <li>refusal to comply with the Terms described herein or any other guidelines and policies related to the use of the Site as available on the Site at all times;<\/li>\r\n                        <li>impersonate any person or entity or to falsely state or otherwise misrepresent your affiliation with any person or entity;<\/li>\r\n                        <li>use the Site for illegal purposes;<\/li>\r\n                        <li>attempt to gain unauthorized access to or otherwise interfere or disrupt other computer systems or networks connected to the platform or Services;<\/li>\r\n                        <li>interfere with other User\u2019s utilization and enjoyment of the Site;<\/li>\r\n                        <li>post, promote or transmit through the Site any prohibited materials as deemed illegal by the Islamic Republic of Pakistan; and\/or<\/li>\r\n                        <li>use or upload, in any way, any software or material that contains, or which you have reason to suspect that contains, viruses, damaging components, malicious code or harmful components which may impair or corrupt the Site\u2019s data or damage or interfere with the operation of another User\u2019s computer or mobile device or the Site and use the Site other than in conformance with the acceptable use policies of any connected computer networks, any applicable internet standards and any other applicable laws.<\/li>\r\n                    <\/ul>\r\n                    \r\n                    <p>You agree not to undertake any action to undermine the integrity of the computer systems or networks of Ozoned Digital and\/or any other User nor to gain unauthorized access to such computer systems or networks.<\/p>\r\n                    <p>You also agree not to undertake any action which may undermine the integrity of Ozoned Digital feedback system, such as leaving positive feedback for yourself. By posting or displaying any information, content or material on the Sites or providing any User Content to Ozoned Digital or our representative(s), and to the extent permitted under applicable laws, you grant an irrevocable, perpetual, worldwide, royalty-free, and sub-licensable (through multiple tiers) license to Ozoned Digital to display, transmit, distribute, reproduce, publish, duplicate, adapt, modify, translate, create derivative works, and otherwise use any or all of the User Content in any form, media, or technology now known or not currently known in any manner and for any purpose which may be beneficial to the operation of the Sites, the provision of any Services and\/or the business of the User. You confirm and warrant to Ozoned Digital that you have all the rights, power and authority necessary to grant the above license. Information that is protected under data protection laws will only be used and kept in compliance with those laws.<\/p>\r\n                    \r\n                    \r\n                    \r\n                    \r\n                    <h3>4. Conduct of Users<\/h3>\r\n                    <p>You must not use the Site in any way that causes, or is likely to cause, the Site or access to it to be interrupted, damaged or impaired in any way. You must not engage in activities that could harm or potentially harm the Site, its employees, officers, representatives, stakeholders or any other party directly or indirectly associated with the Site or access to it to be interrupted, damaged or impaired in any way. You understand that you, and not us, are responsible for all electronic communications and content sent from your computer to us and you must use the Site for lawful purposes only. You are strictly prohibited from using the Site:<\/p>\r\n                    <ul>\r\n                        <li>for fraudulent purposes, or in connection with a criminal offense or other unlawful activity.<\/li>\r\n                        <li>to send, use or reuse any material that does not belong to you; or is illegal, offensive (including but not limited to material that is sexually explicit content or which promotes racism, bigotry, hatred or physical harm), deceptive, misleading, abusive, indecent, harassing, blasphemous, defamatory, libelous, obscene, pornographic, pedophilic or menacing; ethnically objectionable, disparaging or in breach of copyright, trademark, confidentiality, privacy or any other proprietary information or right; or is otherwise injurious to third parties; or relates to or promotes money laundering or gambling; or is harmful to minors in any way; or impersonates another person; or threatens the unity, integrity, security or sovereignty of Pakistan or friendly relations with foreign states; or objectionable or otherwise unlawful in any manner whatsoever; or which consists of or contains software viruses, political campaigning, commercial solicitation, chain letters, mass mailings or any \"spam\u201d.<\/li>\r\n                        <li>to cause annoyance, inconvenience or needless anxiety.<\/li>\r\n                        <li>to any other purposes that is other than what is intended by us.<\/li>\r\n                    <\/ul>\r\n                      \r\n                    <h3>5. Submissions by Users<\/h3>\r\n                    \r\n                    <p>Anything that you submit to the Site and\/or provide to us, including but not limited to, questions, reviews, comments, and suggestions (collectively, \"submissions\") will become our sole and exclusive property and shall not be returned to you. In addition to the rights applicable to any submission, when you post comments or reviews to the Site, you also grant us the right to use the name that you submit, in connection with such review, comment, or other content. You shall not use a false e-mail address, pretend to be someone other than yourself or otherwise mislead us or third parties as to the origin of any submissions. We may, but shall not be obligated to, remove or edit any submissions without any notice or legal course applicable to us in this regard. <\/p>\r\n                    \r\n                    <h3>6. Breaches by Users<\/h3>\r\n                    <p>Ozoned Digital reserves the right in their sole discretion to remove, modify or reject any User Content that Users submit to, post or display on the Sites which they reasonably believe is unlawful, violates the Terms, or could subject Ozoned Digital or their affiliates to a certain liability, and is otherwise found inappropriate in Ozoned Digital\u2019s reasonable opinion.<\/p>\r\n                    <p>If any User breaches any Terms, or if Ozoned Digital has reasonable grounds to believe that a User is in breach of any Terms, Ozoned Digital shall have the exclusive right to take such disciplinary actions as they deem appropriate, including without limitation: <\/p>\r\n                    \r\n                    <ul>\r\n                        <li>restricting, downgrading, suspending or terminating the subscription of, access to, or current or future use of any of the Service;<\/li>\r\n                        <li>removing any User Content that the User has submitted, posted or displayed, or imposing restrictions on the limits of User Content that the User may post or display;<\/li>\r\n                        <li>imposing other restrictions on the User\u2019s use of any features or functions of any service as Ozoned Digital may consider appropriate in their sole discretion; and<\/li>\r\n                        <li>any other corrective actions, discipline or penalties as Ozoned Digital may deem necessary or appropriate in their sole discretion.<\/li>\r\n                    <\/ul>\r\n                    <p>Without limiting the generality of the provisions of the Terms, a User would be considered as being in breach of the Terms in any of the following circumstances:<\/p>\r\n                    <ul>\r\n                        <li>upon complaint or claim from any third party, Ozoned Digital has reasonable grounds to believe that such User has willfully or materially failed to perform their contract with such third party.<\/li>\r\n                        <li>Ozoned Digital has reasonable grounds to suspect that such User has used a stolen credit\/debit card or other false or misleading information in any transaction with a counter party,<\/li>\r\n                        <li>Ozoned Digital has reasonable grounds to suspect that any information provided by the User is not current or complete or is untrue, inaccurate, or misleading, or<\/li>\r\n                        <li>Ozoned Digital believes that the User\u2019s actions may cause financial loss or legal liability to Ozoned Digital or their affiliates or any of the other Users.<\/li>\r\n                    <\/ul>\r\n                    <p>Ozoned Digital reserves the right to cooperate fully with governmental authorities, private investigators and\/or injured third parties in the investigation of any suspected criminal or civil wrongdoing.  Further, to the extent permitted by applicable laws and policies, Ozoned Digital may disclose the User\u2019s identity, contact information and\/or information regarding the User\u2019s transactions or activities carried out on or via the Sites, if requested by a government or law enforcement body, an injured third party, or as a result of a subpoena, notice or other legal action. Ozoned Digital shall not be liable for damages or results arising from such disclosure, and Users agree not to bring any action or claim against Ozoned Digital for such disclosure.<\/p>\r\n                    <p>Ozoned Digital may, at any time and in their reasonable discretion, impose limitations, suspend or terminate the User\u2019s use of any Services or the Sites without being liable to the Users if Ozoned Digital has received notice that the User is in breach of any agreement or undertaking with any affiliate of Ozoned Digital such breach involves or is reasonably suspected of involving dishonest or fraudulent activities. Ozoned Digital shall not be required to investigate such breach or request confirmation from the User.<\/p>\r\n                    <p>Each User agrees to indemnify Ozoned Digital, our affiliates, directors, employees, agents and representatives and to hold them harmless, from any and all damages, losses, claims and liabilities (including legal costs on a full indemnity basis) which may arise from your submission, posting or display of any User Content, from your use of the Sites or Services, or from your breach of the Terms.<\/p>\r\n                    <p>Each User further agrees that Ozoned Digital is not responsible, and shall have no liability to you or anyone else for any User Content or other material transmitted over the Sites, including fraudulent, untrue, misleading, inaccurate, defamatory, offensive or illicit material and that the risk of damage from such material rests entirely with each User. Ozoned Digital reserves the right, at the expense of the Users, to assume the exclusive defense and control of any matter otherwise subject to indemnification by the Users, in such event the Users shall cooperate with Ozoned Digital in asserting any available defenses.<\/p>\t\r\n                    \r\n                    <h2>B.&ensp;<span style=\"text-decoration:underline\">RELATIONSHIP BETWEEN THE USERS<\/span><\/h2>\r\n                    <p>Through the Sites, Ozoned Digital provides a scalable insure-tech platform including front-end, quote-offered-bind, payments, policy admin, renewal, and claims. However, for any Services, Ozoned Digital does not represent either the Insurer or the Customer in specific transactions.<\/p>\r\n                    <p>Users are hereby made aware that there may be risks of dealing with people acting under false pretenses. Ozoned Digital uses several techniques to verify the accuracy of certain information our paying Users provide us when they register for a paying membership service on the Sites. However, because user verification on the internet is difficult, Ozoned Digital cannot and does not confirm each User's purported identity (including, without limitation, paying Users). We encourage you to use other means, to evaluate with whom you are dealing.<\/p>\r\n                    <p>Each User acknowledges that it\/he\/she is fully assuming the risks of conducting any transactions in connection with using the Sites or Services, and that it is fully assuming the risks of liability or harm of any kind in connection with subsequent activity of any kind that are the subject of transactions using the Sites. Such risks shall include, but are not limited to, misrepresentation of the services offered or displayed on the Sites which may violate or may be asserted to violate User\u2019s Rights, and the risk that User may incur costs of defense or other costs in connection with Users\u2019 assertion of its\/his\/her Rights, or in connection with any claims by any party that they are entitled to defense or indemnification in relation to assertions of rights, demands or claims by Third Party Rights claimants. All of the foregoing risks are hereafter referred to as \"transaction risks\". Each User agrees that Ozoned Digital shall not be liable or responsible for any damages, claims, liabilities, costs, harms, inconveniences, business disruptions or expenditures of any kind that may arise a result of or in connection with any transaction risks.<\/p>\r\n                    <p>Users agree to provide all information and materials as may be reasonably required by Ozoned Digital in connection with their transactions conducted on, through or as a result of use of the Sites or Services. Ozoned Digital has the right to suspend or terminate any User\u2019s Services if the User fails to provide the required information and materials.<\/p>\r\n                    <p>In the event that any User has a dispute with any party to a transaction, such User agrees to release and indemnify Ozoned Digital (and their agents, affiliates, directors, officers and employees) from all claims, demands, actions, proceedings, costs, expenses and damages (including without limitation any actual, special, incidental or consequential damages) arising out of or in connection with such transaction.<\/p>\r\n                    <h2>C.&ensp;<span style=\"text-decoration: underline;\">REPRESENTATIONS AND WARRANTIES<\/span><\/h2>\r\n                    <p>We do not make or give any representation or warranty, respectively as to specifics (such as quality, value, salability, etc.) of the User services listed on the Site. We do not implicitly or explicitly support or endorse the rendering or acquiring of any such services on the Site. We accept no liability for any errors or omissions, whether on behalf of itself or third parties. <\/p>\r\n                    <p>We are not responsible for any non-performance or breach of any contract entered into between the Users. We cannot and do not guarantee your actions or those of the Users, inter se, as they conclude transactions on the Site. We are not required to mediate or resolve any dispute or disagreement arising out of the transactions occurring on our Site.<\/p>\r\n                    <p>We do not at any point of time during any transaction as entered into by and between the Users on our Site, gain title to or have any rights or claims over the services offered by a User. Therefore, we do not have any obligations or liabilities in respect of such contract(s) entered into between such Users.<\/p>\r\n                    \r\n                    <h2>D.&ensp;<span style=\"text-decoration: underline;\">DISCLAIMERS AND LIABILITIES<\/span><\/h2>\r\n                    <p>Please review our Privacy Policy, which also governs User\u2019s visit to the Site. The personal information \/ data provided to us by you or your use of our Sites will be treated as strictly confidential, in accordance with the privacy agreement and applicable laws and regulations. If you object to your information being transferred or used in the manner specified in the privacy agreement, please Do Not use the Site.<\/p>\r\n                    \r\n                    <h3>1.&emsp;Site only for Communication<\/h3>\r\n                    <p>All Users agree, understand and acknowledge that the Site is an online for the Insurers to connect with the Customers and provides as a platform to make that possible. Users further agree and acknowledge that we are only a facilitator and cannot be a party to or control in any manner any transactions on the Site.<\/p>\r\n                    <h3>2.&emsp;Continued Availability of the Site<\/h3>\r\n                    <p>We will do our utmost to ensure that access to the Site is consistently available and is uninterrupted and error-free. However, due to the nature of the internet and the nature of the Site, this cannot be guaranteed. Additionally, your access to the Site may also be occasionally suspended or restricted to allow for repairs, maintenance, or the introduction of new facilities or Services at any time without prior notice. We will attempt to limit the frequency and duration of any such suspension or restriction.<\/p>\r\n                    <h3>3.&emsp;Claims Against Objectionable Content<\/h3>\r\n                    <p>We list scores of services for rendering or acquiring by numerous Users on the Site and host multiple comments on listings, it is not possible for us to be aware of the contents of each service listed for rendering or acquiring, or each comment or review that is displayed. Accordingly, we operate on a \"claim, review and takedown\" basis. If you believe that any content on the Site is illegal, offensive (including but not limited to material that is sexually explicit content or which promotes racism, bigotry, hatred or physical harm), deceptive, misleading, abusive, indecent, harassing, blasphemous, defamatory, libelous, obscene, pornographic, pedophilic or menacing; ethnically objectionable, disparaging; or is otherwise injurious to third parties; or relates to or promotes money laundering or gambling; or is harmful to minors in any way; or impersonates another person; or threatens the unity, integrity, security or sovereignty of Pakistan or friendly relations with foreign states; or objectionable or otherwise unlawful in any manner whatsoever; or which consists of or contains software viruses, (\u201cObjectionable Content\u201d), please notify us immediately by following by writing to us on info@ozoneddigital.com we will make all practical endeavors to investigate and remove valid Objectionable Content complained about within a reasonable amount of time.<\/p>\r\n                    <p>Please ensure to provide your name, address, contact information and as many relevant details of the claim including name of Objectionable Content party, instances of objection, proof of objection amongst other. Please note that providing incomplete details will render your claim invalid and unusable for legal purposes.<\/p>\r\n                    <h3>4.&emsp;Claims Against Infringing Content<\/h3>\r\n                    <p>We respect the intellectual property of others. If you believe that your intellectual property rights have been used in a way that gives rise to concerns of infringement, please write to us at info@ozoneddigital.com and we will make all reasonable efforts to address your concern within a reasonable amount of time. Please ensure to provide your name, address, contact information and as many relevant details of the claim including name of infringing party, instances of infringement, proof of infringement amongst other. Please note that providing incomplete details will render your claim invalid and unusable for legal purposes. In addition, providing false or misleading information may be considered a legal offense and may be followed by legal proceedings. While we cannot provide legal advice, nor share private information as protected by the law, we recommend that any questions or concerns regarding your rights may be routed to a legal specialist.<\/p>\r\n                    <h3>5.&emsp;Disclaimer of Liability<\/h3>\r\n                    <p>You acknowledge and undertake that you are accessing the Services on the Site and transacting at your own risk and are using your best and prudent judgment before entering into any transactions through the Site. We shall neither be liable nor responsible for any actions or inactions of Users nor any breach of conditions, representations or warranties by the Users of their services and hereby expressly disclaim any and all responsibility and liability in that regard. We shall not mediate or resolve any dispute or disagreement between you and other Users.<\/p>\r\n                    <p>We further expressly disclaim any warranties or representations (express or implied) in respect of quality, suitability, accuracy, reliability, completeness, timelines, performance, safety, fitness for a particular purpose, or legality of the services listed or displayed or transacted or the content on the Site. While we have taken precautions to avoid inaccuracies in content of this Site, all content, information, software, Services and related graphics are provided as is, without warranty of any kind. We do not implicitly or explicitly support or endorse the rendering or acquiring of any services on the Site. At no time shall any right, title or interest in the services offered through or displayed on the Site vest with us nor shall Ozoned Digital have any obligations or liabilities in respect of any transactions on the Site. <\/p>\r\n                    <p>We will not be responsible for any business or personal losses (including but not limited to loss of profits, revenue, contracts, anticipated savings, data, goodwill, or wasted expenditure) or any other indirect or consequential loss that is not reasonably foreseeable to both you and us when you commenced using the Site.<\/p>\r\n                    <p>Any material downloaded or otherwise obtained through the Sites is done at each User's sole discretion and risk and each User is solely responsible for any damage to Ozoned Digital computer system or loss of data that may result from the download of any such material. No advice or information, whether oral or written, obtained by any User from Ozoned Digital or through or from the Sites shall create any warranty not expressly stated herein. <\/p>\r\n                    <h3>6.&emsp;Limitation of Liability<\/h3>\r\n                    <p>You agree that Ozoned Digital nor its employees, directors and personnel shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages arising out of or in connection with (i) your use of the Site, (ii) the liability of any User, and (iii) in connection with the Services availed through the Site. You further agree that Ozoned Digital shall not be liable for any damages arising from interruption, suspension or termination of Services, including without limitation any direct, indirect, incidental, special, consequential or exemplary damages, whether such interruption, suspension or termination was justified or not, negligent or intentional, inadvertent or advertent.<\/p>\r\n                    <h3>7.&emsp;Indemnity<\/h3>\r\n                    <p>You agree to defend, indemnify and hold harmless Ozoned Digital and its officers, directors, employees, agents and affiliates (each, an \u201cIndemnified Party\u201d), from and against any losses, claims, actions, costs, damages, penalties, fines and expenses, including without limitation attorneys' fees and expenses, that may be incurred by an Indemnified Party arising out of, relating to or resulting from your unauthorized use of the Site or from any breach by you of these Terms, including without limitation any actual or alleged violation of any federal, provincial or local statute, ordinance, administrative order, rule or regulation. Ozoned Digital shall provide notice to you promptly of any such claim, suit or proceeding and shall have the right to control the defense of such action, at your expense, in defending any such claim, suit or proceeding. You agree that this clause shall survive termination of this User Agreement.<\/p>\r\n                    \r\n                    \r\n                    <h2>E.&ensp;<span style=\"text-decoration: underline;\">TRADEMARKS AND COPYRIGHTS<\/span><\/h2>\r\n                    <p><b>Ozoneddigital.com, Ozoned, Ozoned Digital,<\/b> and other marks indicated on our Site are trademarks or registered trademarks in the relevant jurisdiction(s). Our graphics, logos, page headers, button icons, scripts and Service names are the trademarks or trade dress and may not be used in connection with any service that does not belong to us or in any manner that is likely to cause confusion among Users, or in any manner that disparages or discredits us. All other trademarks that appear on this Site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by us.<\/p>\r\n                    <p>All intellectual property rights, whether registered or unregistered, in the Site, information content on the Site and all the website design, including, but not limited to text, graphics, software, photos, video, music, sound, and their selection and arrangement, and all software compilations, underlying source code and software shall remain our property. The entire contents of the Site also are protected by copyright as a collective work under Pakistani copyright laws and international conventions. All rights are reserved.<\/p>\r\n                    <p>Our software includes any software (including any updates or upgrades to the software and any related documentation) that we make available to you from time to time for your use in connection with the Site (\"Software\").<\/p>\r\n                    <p>You may use the Software solely for purposes of enabling you to use and enjoy our Services as permitted by these Terms and any related applicable terms as available on the Site. You may not incorporate any portion of the Software into your own programs or compile any portion of it in combination with your own programs, transfer it for use with another service, or sell, rent, lease, lend, loan, distribute or sub-license the Software or otherwise assign any rights to the Software in whole or in part. You may not use the Software for any illegal purpose. We may cease providing you Services and we may terminate your right to use the Software at any time. Your rights to use the software will automatically be terminated without notice from us if you fail to comply with any of the Terms listed herein or across the Site. Additional third-party terms contained within the Site or distributed as such that are specifically identified in related documentation may apply and will govern the use of such Software in the event of a conflict with these Terms. All Software used in any of our Services is our property and\/or our affiliates or its Software suppliers and protected by the laws of Pakistan including but not limited to any other applicable copyright laws.<\/p>\r\n                    <p>You may not, and will not encourage, assist or authorize any other person to copy, modify, reverse engineer, decompile or disassemble, or otherwise tamper with our Software whether in whole or in part, or create any derivative works from or of the Software.<\/p>\r\n                    \r\n                    \r\n                    <h2>F.&ensp;<span style=\"text-decoration: underline;\">GENERAL PROVISIONS<\/span><\/h2>\r\n                    <h3>1.&ensp;Communicating with Us<\/h3>\r\n                    <p>When you visit the Site, or send e-mails to us, you are communicating with us electronically. We may communicate with you by e-mail, short messaging service, and phone call or by posting notices on the Site or by any other mode of communication we choose to employ. For contractual purposes, you consent to receive communications (including transactional, promotional and\/or commercial messages), from us with respect to your use of the Site and agree to treat all modes of communication with the same importance.<\/p>\r\n                    <h3>2.&ensp;Amendments to Conditions or Alterations of Service<\/h3>\r\n                    <p>We reserve the right to make changes to the Site, its policies, these Terms and any other publicly displayed condition or Service promised at any time. You will be subject to the policies and Terms in force at the time you used the Site unless any change to those policies or these Terms is required to be made by law or government authority (in which case it will apply to orders previously placed by you).<\/p>\r\n                    <p>Ozoned Digital reserve the right, at its sole and absolute discretion, to change, modify, add to, supplement or delete any of the terms and conditions of these Terms, effective immediately without prior notice. Your continued use of the Site following any revision to these Terms shall constitute your complete and irrevocable acceptance of any and all such changes. Contact us if you have any comments or questions, please do not hesitate to reach out to us at <\/p>\r\n                    \r\n                    <h3>3.&ensp;Events Beyond Our Control<\/h3>\r\n                    <p>We will not be held responsible for any delay or failure to comply with our obligations under these conditions if the delay or failure arises from any cause or reason which is beyond our reasonable control.<\/p>\r\n                    <p>Under no circumstances shall Ozoned Digital be held liable for any delay or failure or disruption of the content or Services delivered through the Sites resulting directly or indirectly from acts of nature, forces or causes beyond our reasonable control, including without limitation, internet failures, computer, telecommunications or any other equipment failures, electrical power failures, strikes, labor disputes, riots, insurrections, civil disturbances, shortages of labor or materials, fires, flood, storms, explosions, acts of god, war, governmental actions, orders of domestic or foreign courts or tribunals or non-performance of third parties.<\/p>\r\n                    <h3>4.&ensp;Waiver<\/h3>\r\n                    <p>You acknowledge and recognize that we are a private commercial enterprise and reserve the right to conduct business to achieve our objectives in a manner we deem fit. You also acknowledge that if you breach the Terms stated on our Site and we take no action, we are still entitled to use our rights and remedies in any other situation where you breach these Terms.<\/p>\r\n                    <h3>5.&ensp;Termination<\/h3>\r\n                    <p>In addition to any other legal or equitable remedies, we may, without prior notice to you, immediately terminate these Terms or revoke any or all of your rights granted under these Terms. Upon any termination of this agreement, you shall immediately cease all access to and use of the Site and we shall, in addition to any other legal or equitable remedies, and deny your access to and use of this Site in whole or in part. Any termination of this Agreement shall not affect the respective rights and obligations (including without limitation, payment obligations) of the parties arising before the date of termination. You furthermore agree that the Site shall not be liable to you or to any other person as a result of any such suspension or termination. If you are dissatisfied with the Site or with any terms, conditions, rules, policies, guidelines, or practices in operating the Site, your sole and exclusive remedy is to discontinue using the Site.<\/p>\r\n                    <h3>6.&ensp;Governing law and jurisdiction<\/h3>\r\n                    <p>These Terms are governed by the laws of Pakistan. The Pakistani courts in Lahore shall have the exclusive jurisdiction and venue over any dispute arising out of or relating to these Terms, and each party hereby consents to the jurisdiction and venue of such courts. If any provision of these Terms is found to be invalid in any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of this Terms of Use, which shall remain in full force and effect. Any offer for any feature, Service or application made on this application is void where prohibited.<\/p>\r\n                  <\/div>\r\n              <\/div>\r\n          <\/div>\r\n      <\/div>\r\n  <\/div>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Privacy Policy Terms &amp; Conditions Privacy Policy Ozoned Digital (\u201cOzoned Digital\u201d, \u201cwe\u201d, \u201cus\u201d, or \u201cour\u201d) operates the website located at www.ozoneddigital.com and other related websites, domains, sub-domains and mobile applications with links to this Privacy Policy (collectively, the \u201cPlatform\u201d). Through our Platform we provide various services (\u201cServices\u201d) helping connect Insurers (individually \u201cInsurer\u201d\/ \u201cUser\u201d collectively \u201cInsurers\u201d &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/ozoneddigital.com\/ar\/our-terms-and-conditions\/\"> <span class=\"screen-reader-text\">Terms &#038; Conditions<\/span> \u0642\u0631\u0627\u0621\u0629 \u0627\u0644\u0645\u0632\u064a\u062f &raquo;<\/a><\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"default","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":""},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Terms &amp; Conditions - Ozoned Digital<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ozoneddigital.com\/ar\/our-terms-and-conditions\/\" \/>\n<meta property=\"og:locale\" content=\"ar_AR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Terms &amp; Conditions - Ozoned Digital\" \/>\n<meta property=\"og:description\" content=\"Privacy Policy Terms &amp; Conditions Privacy Policy Ozoned Digital (\u201cOzoned Digital\u201d, \u201cwe\u201d, \u201cus\u201d, or \u201cour\u201d) operates the website located at www.ozoneddigital.com and other related websites, domains, sub-domains and mobile applications with links to this Privacy Policy (collectively, the \u201cPlatform\u201d). Through our Platform we provide various services (\u201cServices\u201d) helping connect Insurers (individually \u201cInsurer\u201d\/ \u201cUser\u201d collectively \u201cInsurers\u201d &hellip; Terms &#038; Conditions \u0642\u0631\u0627\u0621\u0629 \u0627\u0644\u0645\u0632\u064a\u062f &raquo;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ozoneddigital.com\/ar\/our-terms-and-conditions\/\" \/>\n<meta property=\"og:site_name\" content=\"Ozoned Digital\" \/>\n<meta property=\"article:modified_time\" content=\"2022-03-31T08:28:56+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u0648\u0642\u062a \u0627\u0644\u0642\u0631\u0627\u0621\u0629 \u0627\u0644\u0645\u064f\u0642\u062f\u0651\u0631\" \/>\n\t<meta name=\"twitter:data1\" content=\"75 \u062f\u0642\u064a\u0642\u0629\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/ozoneddigital.com\/#website\",\"url\":\"https:\/\/ozoneddigital.com\/\",\"name\":\"Ozoned Digital\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/ozoneddigital.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"ar\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/ozoneddigital.com\/our-terms-and-conditions\/#webpage\",\"url\":\"https:\/\/ozoneddigital.com\/our-terms-and-conditions\/\",\"name\":\"Terms & Conditions - Ozoned Digital\",\"isPartOf\":{\"@id\":\"https:\/\/ozoneddigital.com\/#website\"},\"datePublished\":\"2022-03-17T15:04:10+00:00\",\"dateModified\":\"2022-03-31T08:28:56+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/ozoneddigital.com\/our-terms-and-conditions\/#breadcrumb\"},\"inLanguage\":\"ar\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/ozoneddigital.com\/our-terms-and-conditions\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/ozoneddigital.com\/our-terms-and-conditions\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/ozoneddigital.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Terms &#038; Conditions\"}]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Terms & Conditions - Ozoned Digital","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ozoneddigital.com\/ar\/our-terms-and-conditions\/","og_locale":"ar_AR","og_type":"article","og_title":"Terms & Conditions - Ozoned Digital","og_description":"Privacy Policy Terms &amp; Conditions Privacy Policy Ozoned Digital (\u201cOzoned Digital\u201d, \u201cwe\u201d, \u201cus\u201d, or \u201cour\u201d) operates the website located at www.ozoneddigital.com and other related websites, domains, sub-domains and mobile applications with links to this Privacy Policy (collectively, the \u201cPlatform\u201d). 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